Lake Pacor Home Mortgage thanks you for visiting its Web Site. Because we are committed to respecting the privacy of our Web Site visitors, this Web Site Privacy Policy Statement describes the information we may collect from you during your visit to our site, how we may use it, and how we will protect the information which you may opt to provide. This statement explains the efforts to balance our business interests in collecting and using the information we receive from you with your need for appropriate protection and management of any personally identifiable information that you share with us. Use of this Web Site is governed by the Lake Pacor Home Mortgage Web Site Usage Terms.

Personally Identifiable Information
Personally identifiable information includes your name, address, phone number, e-mail address or any other information which might reasonably be used to identify you individually. Lake Pacor Home Mortgage collects personally identifiable information from Web Site visitors only when it is voluntarily provided. Lake Pacor Home Mortgage will not otherwise collect this information from you on our Web Site.

At those portions of our Web Site where we provide you with the option to input personally identifiable information, we notify you of the uses we intend to make of that information in any given instance. When Lake Pacor Home Mortgage receives personally identifiable information, we may use it for reasonable business purposes, just as non-Internet businesses do. For example, we may use this information to contact you, via e-mail or regular mail, to provide you with information we believe may be of interest. It might also be used for compiling data and analyses to understand and serve our customers' needs. Data is also compiled to evaluate the use and utility of the services we provide on-line. Your information may be transferred for processing and use to Lake Pacor Home Mortgage facilities in other countries and regions of the world. Personally identifiable information will not be sold, rented or exchanged outside of Lake Pacor Home Mortgage unless the user is first notified and expressly consents to such transfer.

Collective/Aggregate Data
The Lake Pacor Home Mortgage Web Site may also collect information from you that is not personally identifiable. For example, we might track information about the date and time visitors access our site, the type of browser they used, and the Web Site from which they connected to our site. Our Web Sites collect this information by depositing certain bits of information called "cookies" in a visitor's computer. This technology does not collect an individual visitor's personally identifiable information. Rather, this information is collected in an aggregate form. The cookies can tell us how and when pages in a Web Site were visited and by how many people. This aggregate information will enable us to improve our Web Sites to serve and inform you better. It also may allow you to shortcut access to points of interest on our Web Site when you reenter our system. Attaching this device to your system has no effect on how it performs.

Links to Other Sites
As a resource to our visitors, Lake Pacor Home Mortgage may provide links to other Web Sites. We try to carefully choose Web Sites, which we believe are useful and meet our high standards for the accuracy and utility of information. However, because Web Site design and content can change quickly, we cannot guarantee the standards of every Web Site to which we link. Likewise, we are not responsible for the content of any non-Lake Pacor Home Mortgage site. We also cannot guarantee the privacy policies of these other sites and suggest you check the privacy policies of those sites directly.

Choice
If you wish to stop receiving e-mails or other consumer communications from Lake Pacor Home Mortgage which may be sent to you in the future based on your request for this information, or if you have submitted personally identifiable information through a Lake Pacor Home Mortgage Web Site and would like to have that information deleted from our records, please contact us. Your wishes in these matters will be honored.

Accuracy
Lake Pacor Home Mortgage will make every effort to maintain the accuracy and confidentiality of any personal information you supply to us. If you wish to make additions or other corrections to the information that you have sent in, please contact us.

Security
All information transmitted to this Lake Pacor Home Mortgage Web Site is secure to the extent possible using existing technology. Unauthorized third parties should not be able to access it during transmission. We will store the information that you share with us securely and will take appropriate steps to protect it from unauthorized access or disclosure. While no security steps can offer 100 percent protection, we utilize state-of-the-art technology and systems to prevent unauthorized access to the information we hold. We will limit access to this information to those Lake Pacor Home Mortgage personnel with a need to know. We educate our staff about their duty to protect your privacy, and provide training regarding the policy described herein.

Children
Lake Pacor Home Mortgage does not intentionally collect or retain personally identifiable information about children who are younger than 13 years of age. If your child may have submitted information to us without indicating their actual age, and you would like it removed, please contact us, and we will delete it immediately.

Changes
Any changes to this privacy policy will be communicated promptly at this location. Please check the privacy page periodically to review any changes that may have been made.

Thank you for visiting this Lake Pacor Home Mortgage Web Site. We value your interest and ideas. If you have any comments or concerns regarding the use of information provided to Lake Pacor Home Mortgage via an Internet site, please contact us.